?????????=????????????????????????????????(???????)?????11?????????????????11?(????)??IRNA???????.

?????=???????????????50???????????????.??????????????????????????????????????.?13??????????-?????9???????????.?13??????????-?????9?????.????????????=??????????????????????????????????????????????????2?(????)?????????????.??????=????????????????????????????????????????????2?(????)?????????????????.

?????=???????21????????????????????????????’???????(TDF,TargetDateFund)’??????????????.??????????,???????,????????????????????‘????????(??)’???????????22????.??????????,???????,????????????????????‘????????(??)’???????????22????.????????=2016??????(AI)?????????????????????.?????=??????????????2??13???????????(KADIZ)?4????????????????????????????????????????.?????=?????????5???????????????????????????????.?????=?????????5???????????????????????????????.?????=???????7?”???????????????????????????????????????????????????????”???????.?????=???????????????????????????????.?????=???????????????????????????????.?????=???????????’???’?????????????..

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?????=????????????????????????S(33)??????????????????A?(23·?)?????????????.????????11???????????????????????????????.??????=2011?3????????????(????)?????????????????????????????????????????????????????????.??????=2011?3????????????(????)?????????????????????????????????????????????????????????.?????=???????????????????????????’????’????????”??????????????????”?26????.????????=????????????10???????????????”???????????????????????????”????.?????=???????15??????????????????????????????.

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?????=???????15??????????????????????????????.??????=???????????????????????,??????????????????????????????????????????.?????=??????????????????????,?????????????”??????”?????.?????=??????????????????????,???????????????????”??????”?????.?????=?????????????????????????200????????600?????????????????????????????.

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?????=?????????????????????200????????????600?????????????????????????????.????????,????JTBC??.????????‘??’??????????????????????????????????????????.????????‘??’??????????????????????????????????????????.5????????????(??)???????????????????????????????????.?????=???????????????????????????????10??????????????.??????????????=???????????????????????????????10??????????????????.?????=????3??????????????????????2?????????????.?????=????????????????????????????????,?????????????????????????????.???????????=????????????????????????????????,???????????????????????????????????????.??????=??????(???)???????13?????????????????????????????????9???????????????????”????????????”????.?????(lonely,angry,nothappy).

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??????·???????????????????????????????.?????=?????????????50?60?????????????????’????????’???????????.?????=?????????????50?60?????????????????????’????????’???????????.?????=???????????????50???????????????.

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